PCI Compliance – Understanding It

If your business accepts credit cards, then you are likely aware of the Payment Card Industry (PCI) Data Security Standard (DSS). …And if you’re not, you should be. PCI is a series of requirements mandating that all credit-card-accepting merchants transmit and store credit card data securely. Originating in 2006, PCI DSS is managed by the PCI Security Standards Council which includes agents from all major card brands (like AMEX, Discover, MasterCard and Visa). Every business that accepts credit cards MUST be compliant with PCI DSS.

PCI Compliance Validation EarthLink BusinessPCI DSS contains four levels; these levels group merchants based on the number of credit card transactions they perform in a twelve month period. The levels are:

  • Level 1: More than 6 million Visa or MasterCard transactions per year
  • Level 2: 1 to 6 million Visa or MasterCard transactions per year
  • Level 3: 20 thousand to 1 million Visa or MasterCard transactions per year
  • Level 4: 20 thousand or fewer Visa or MasterCard transactions per year

With the staggering numbers of security breaches, credit card fraud cases, identity theft, and data loss every year, it is the merchant’s responsibility to protect consumer data. If PCI is a critical part of your business, then steps should be taken to ensure secure credit card transactions and keep consumer confidence. Keeping up with PCI standards will show you are taking the necessary steps to keep your consumer data safe.

Determining an effective strategy for maintaining PCI compliance is critical to mitigating credit card processing security risks. The good news is that EarthLink Business can help you comply with PCI DSS! Our new PCI Compliance Validation service helps small, medium and large retailers meet PCI compliance requirements. As an added bonus we also offer data breach protection of up to $100,000 per location to reimburse merchants if customer credit card data is ever breached. EarthLink’s service provides simple tools to help your company validate your PCI compliance, including:

  • Credit card data security policy
  • Web-based PCI compliance training
  • Quarterly Authorized Scan Vendor (ASV) scans
  • Online data security self-assessment
  • Access to an online knowledge base for PCI compliance

Don’t put your business at risk! Understand PCI DSS and reach out to your EarthLink representative today to find out more about how EarthLink Business can help!

Cooking Up Easier PCI Compliance with National Restaurant Association and ANX eBusiness

At the National Restaurant Association (NRA) tradeshow that kicked off this weekend and runs through today, the NRA, EarthLink and ANX eBusiness announced an exciting new relationship designed to make it easier for restaurateurs to meet Payment Card Industry Data Security Standard (PCI DSS) requirements.  The PCI Compliance solutions offered by EarthLink and ANX provide a single trusted source for the IT and communication services they need to effectively run their restaurant and point-of-sale systems while safeguarding customer data. Working with the NRA as the exclusive PCI compliance and secure connectivity solution for their members, EarthLink and ANX will actively market the offering to NRA members, including via email campaigns, educational webinars and blog posts, networking events, and participation in NRA’s educational programs council. Click here to read the press release.  EarthLink also exhibited at the event, and the team met with many prospective new customers. Restaurateurs are an increasingly important focus for EarthLink’s retail sector, as our solutions are an ideal fit for multi-site, distributed enterprises.

L. to R:  Chad Leedy, ANX; and Chicago-based EarthLinkers Chris Johnson and Amos Biggers..

L. to R: Chad Leedy, ANX; and Chicago-based EarthLinkers Chris Johnson and Amos Biggers..

Restaurants continue to be a primary target for hackers, with the vast majority of data breaches occurring at small operations. Restaurants are targeted for a number of reasons, including outdated Point of Sale systems, operating systems, and security, and because they lack the time and resources to effectively manage security and achieve PCI compliance.

“We are excited about our relationship with the National Restaurant Association, because for the first time their members will have access to simple, affordable, and comprehensive PCI compliance solutions from a trusted source,” said Greg Griffiths, Vice President of Retail Solutions at EarthLink Business. “Together we can strengthen data security, for NRA members, their customers, and for the restaurant industry as a whole.”

Watch for more news and views from EarthLinkers at the NRA show in coming posts!